Thinking about leasing a car through your business?
Before you speak to another broker, use our free service to make sure it actually makes sense for your situation.
Most people waste weeks chasing cars, prices and brokers only to discover too late that trading history, personal guarantees or deposits were the real issue.
Get clarity first.
If you’ve already started looking, this probably feels familiar
- You’ve seen great monthly prices online — then hit vague answers or delays
- Different brokers tell you different things
- PGs or deposits only come up after you’ve invested time
- You’re not sure if the issue is you, the car, or the timing
- You’re wondering whether to push on… or just give up and buy personally
This happens to new and established businesses alike — but for different reasons.
Leasing through a business isn’t about finding the “best deal”
It’s about whether your business is fundable right now — and under what conditions. Once that’s clear:
- Conversations stop being awkward
- Brokers stop saying “maybe”
- You stop wasting time on setups that were never going to work
The outcome isn’t a cheaper car. It’s knowing where you stand before you commit time or energy.
Who this is for
This is useful if:
- You’ve recently set up a Ltd and want to know what’s realistic early on
- Your business is established but you want a quick sense-check before moving
- You’ve already spoken to a broker and left feeling unsure
- You want clarity before another application or conversation
Whether your business is 3 months old or 3 years old, the goal is the same: clarity before commitment.
What you actually get
By the end, you’ll know:
- Whether leasing through your business makes sense right now
- What lenders typically expect in situations like yours
- Whether it’s worth speaking to a broker yet — or waiting
- What usually causes delays, rejections, or wasted time
No selling.
No pressure.
No rate comparisons.
Just a clear yes / no / not yet.
This probably isn’t for you if
- You’re looking for £0 deposit, no PG options
- You want advice on rates, tax or specific deals
- You’re only browsing with no intention to move
- You’re trying to beat broker pricing
This is for people who want clarity, not wishful thinking.
You’re not the only one
Most people who reach this page have:
- Already tried at least one broker
- Been surprised by PG or deposit requirements
- Felt the rules weren’t explained clearly anywhere
Understanding the reality upfront would have saved them weeks.
I’m Mike
I went through this myself when my Ltd was new. Leasing a vehicle looked simple on paper, but in reality I kept running into requirements that only showed up late in the process.
Once I understood what lenders actually look for early on, everything became clearer and I eventually got something funded.
This exists to give that clarity upfront, free of charge so people don’t waste time or energy going down the wrong path.
Before you speak to another broker…
Check whether leasing a car through your business actually makes sense first.